Insurance
How would worst case scenario impact your family?
Have you considered the impact of not working or not being there would have on your household? As much as people don't like talking about it, insurance must be considered. The greatest asset an individual has is the ability to earn an income and provide for the family. Without it, how would you maintain your lifestyle?
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We look to provide our client's with the right cover tailored to there circumstances. Many just see insurance as life insurance. However, there are are full range of different personal insurance products utilised to cater for different circumstances. Whether you are an employee or self-employed, we can look into it
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Life Insurance
Where do you leave your family if you pass on? What happens to your debts?
Total and Permanent Disability
If you're unable to work again, how does that impact you and your ability to put food on the table? Who will cover your medical costs?
Income Protection
Your ability to earn an income is your greatest financial asset. Without it you can't achieve your goals and maintain your life style. Income protection replaces your income if you are unable to earn it.
Trauma
If you suffer from a critical illness. Trauma cover ensures you are able to cover your medical costs and cash flow. The last thing you want to be thinking about is how much your medical bill will cost you or the fact that you still have to maintain mortgage repayments. Trauma cover takes that stress off your shoulders.
Business Expense
Will you business remain operational if you're not there? Many small business owners over look this cover. Business expense cover allows you to keep the lights on when you can't.
