Property Planning
First Things First
When property planning we need to establish an abundance in one area.
Surplus Cash-Flow.
When it is clear that you are in a great position on a month to month basis, we will consider how to compound YOUR wealth
The three C's of buying your first home
Clarity: Is the timing right? Does everyone you know own their own home? Is this the next step?
Find clarity in the reasoning behind your decision. Have a clear and concise idea as to WHY you want to buy your first home. This is the first step towards achieving your dream.
Commitment: Once you have set your mind on this dream, commit to making it happen! What are all the ins and outs of buying a house? How will you achieve your goals? We will support you with any questions or concerns you have.
Cash: Whether you’re a little low on cash or have something extra on the side, we can work out what you need to do to turn this dream into a reality. Yes, you will most likely need to take out a mortgage, and yes you will need a deposit of some sort…leave it with us and we’ll do all the homework for you.
A home loan is a big commitment. Are you prepared for it?
Growing up we are taught to go to school, get a job, then get a mortgage. But what they don't tell you is that just because you take a 30 year loan out, it doesn't mean you can get it done sooner. Get it reviewed with our team and we'll let you know how.
We can sit down with you and go through the ins and outs of owning a home and the loan used to fund it. Your first property is always the most daunting, let's simplify if for you and make sure it's a part of your financial plan.
If you already have a mortgage, have you reviewed it? Do you still have a suitable interest rate? Is your loan amount reducing? Let's have run through your situation together and make sure it's right for you.